4 Terrific Ways to Save More Money This Year


Who wants to save a little more money this year? It seems to be universal. Its why Clark Howard has become the Mecca of spending less and saving more.

Let’s face it, it’s so easy to spend. Retailers are expert at helping us part with our dollars. And it feels so good to spend, doesn’t it?

In the end, though, how much of what you buy becomes meaningful in your life?

Wouldn’t it also feel good to have an extra thousand bucks, an extra ten thousand bucks, an extra anything each year? Imagine if you could… Read More

Are You a Debt Slave?


Well, are you a debt slave?

I can assure you, debt has no conscience, no heart, no favorite or favored and is spread across the income and asset spectrum. If you feel imprisoned by debt, are stressed by your seeming inability to turn things around, here’s a story you might can relate to… Read More

What’s Your Objective?


I get annoyed when I hear or read, “Investors sold off today because…” or, “Investors bought heavily today because…”

Let’s be clear. Investors rarely buy or sell based on the day’s mood or a particular news cycle or lack thereof. Traders do. The question here is, are you an investor or a trader?

I am reminded of a good story about clarity and how important clarity is when it comes to understanding your objective… Read More

How To Create a Better Habit


                  hab·it  noun \ˈha-bət\ : a usual way of behaving: something that a person does often in a regular and repeated way.

I learned a neat trick the other day. Perhaps some of you already know this, but I bet most of you don’t.

This would be way easier with a video,  but I want you to stop what you are doing and think about how you tie your shoes: Read More

A Quick Introduction to Foreign Currency Trading


The other night, “Raiders of the Lost Ark” was on TV. One of many memorable lines from the movie is Arnold Toht asking Miriam and Belloc, “Now, what shall we talk about?

I gave a speech last year to the North Atlanta Rotaract Club, where I asked just that, “What do you want to talk about?” I got several in the audience to reply with good questions. One in particular was about Forex, or foreign currency trading.

Want to learn something about foreign currency trading? It is more interesting than even I thought I knew… Read More

What Lies Ahead For Prices?


Something a little different, probably not on your local radar. I have read several articles this year on the downward trajectory of the cost of food, witness the steep decline in stock prices for major grocers and Amazon’s purchase of Whole Foods. Energy prices remain low, and technology persists in its steady march of more for less. And yet, wages are finally rising, home prices and rents are moving up, and health care and tuition costs continue to escalate towards the heavens, scarily so.

I’m wondering, is anyone mildly interested in how the government defines and calculates the cost of living? If so, read on. It’s pretty interesting… Read More